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Tag: Personal Insurance

How Depreciation Can Affect Your Auto Insurance Premiums

Posted: March 6, 2017

The value of virtually any expensive item changes as time passes. For a high-quality bottle of wine or a rare painting, the value may increase as the item ages, but cars and other vehicles usually only depreciate, losing significant value as the years pass. There are some rare exceptions, such as antique or other collectible vehicles. With a new car, the biggest drop in value...

How To Protect Your Home This Winter

Posted: February 6, 2017

Extreme winter weather can lead to serious damage to your home. Frozen water pipes can burst and cause a flood in your home and basement. A dam of ice within your gutter can divert the water to your interior walls, creating a mess that will be costly to repair. Your homeowners insurance protects against specific types of damage, but every policy is different. Ensure you...

Tips To Stay Safe While Driving In Winter Weather

Posted: January 4, 2017

You depend on your vehicle to get you from point A to point B safely and soundly, even when dealing with the hazards winter weather brings. From the moment your vehicle is in motion, winter driving demands your full attention. With rainstorms, black ice, slush, or a whiteout wall of snow, you are at higher risk of a collision or breakdown. While having auto insurance...

Save Money & Energy By Winterizing Your Home

Posted: December 1, 2016

The winter months are upon us, bringing cold temperatures and adverse weather conditions. You may have already begun preparing for winter by purchasing a new pair of rain boots or a heavy coat, but have you thought about preparing your home? The rain, snow, and ice that are synonymous with winter can cause serious damage to your home, resulting in costly repairs. The unnecessary costs...

Basic Guidelines For Purchasing Flood Insurance

Posted: November 16, 2016

Do you need flood insurance? Any home or business can be damaged by water incursions, even those located in a low to moderate flood risk area. If you have concerns about the possibility of flooding due to storm conditions, rising water, fast melting snow, mud, or other situations, getting flood insurance could save you thousands, tens of thousands, or more. Our local agents are here...